The best way to start planning for your future is by creating a my Social Security account online. With my Social Security, you can verify your earnings, get your Social Security Statement, and much more – all from the comfort of your home or office.

We have a variety of calculators to help you plan for the future and for what you may need now.

Retirement Estimator

Get estimates of monthly benefits based on your actual Social Security earnings record. You must have enough credits to qualify for benefits and not be eligible for a pension from work not covered by Social Security.

Life Expectancy Calculator

Get a rough estimate of how long you (or your spouse) may live. This gives you an idea of how long your benefits may need to last.

Online Calculator

Get estimates of your retirement, disability, and survivors benefits when you input your date of birth and your complete earnings history. You may project future earnings until your retirement date.

WEP Calculator

Get estimates for yourself if you are eligible for a pension based on work that was not covered by Social Security. Your benefit amount may be reduced by the Windfall Elimination Provision (WEP).

Early or Late Retirement Calculator

Compute the effect on your benefit amount if you file for early or delayed retirement benefits.

Earnings Test Calculator

See how your earnings may affect your benefit payments if you are currently working and are eligible for retirement or survivors benefits this year.

Quick Calculator

Get a rough estimate of your benefits in today's dollars or future dollars when you input your date of birth and this year's earnings. The estimate does not include WEP reduction. You must be 21 or older for this calculator to work correctly.

Retirement Age Calculator

Find your full retirement age and see how your monthly benefits may be reduced if you retire before your full retirement age.

Detailed Calculator

Get the most precise estimate of your retirement, disability, and survivors benefits. The estimate includes WEP reduction. Must be downloaded and installed on your computer. Mac version also available.

GPO Calculator

Get estimates of spouse benefits for yourself if you receive a pension from a government job in which you did not pay Social Security taxes. Your benefit may be offset by the Government Pension Offset (GPO).

Benefits for Spouses Calculator

Compute the effect on your wife’s or husband’s benefits if you file for early retirement.